Terms and Conditions

Effective Date: January 1, 2026

By accessing the website of Abern Financial Inc ("Company," "we," "us," or "our"), you agree to these Terms and Conditions.

1. Acceptance

By using this website or our services, you accept these Terms. If you disagree, please do not use our website.

2. Services

Abern Financial Inc offers financial planning, investment management, and advisory services. Website content is for informational purposes and is not personalized financial advice.

3. User Responsibilities

4. SMS/Text Messaging

By opting in to SMS from Abern Financial Inc, you agree to receive recurring promotional messages sent using an Automatic Telephone Dialing System (ATDS). Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for assistance. Consent is not required for purchase.

5. Intellectual Property

All website content is owned by Abern Financial Inc and protected by applicable laws.

6. Disclaimer

Services and content are provided "as is" without warranties. We do not guarantee accuracy or completeness.

7. Limitation of Liability

Abern Financial Inc is not liable for indirect, incidental, or consequential damages arising from website or service use.

8. Privacy

Use of our website is subject to our Privacy Policy.

9. Governing Law

These Terms are governed by the laws of the State of Florida.

10. Changes

We may update these Terms. Continued use constitutes acceptance.

11. Contact

Abern Financial Inc
7301 SW 57TH CT, South Miami, FL 33143
Email: martin@abern-financial.com